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Home-Based Business Guide

Saturday, April 13th, 2013

1. Devise a plan of attack. Before venturing too far down this path, make absolutely sure a market exists for your product or services. Writing up a business plan can help you determine whether your idea is workable. You should prepare a business plan even if you don’t plan to apply for a loan from a bank or the Small Business Administration. You can visit your local library and check out books about how to write business plans for free.

2. Could you fly solo? If companies in your career field frequently rely on independent contractors to handle certain jobs, perhaps you could become one of those independent contractors and work right out of your home. In that instance, you could do business as a self-employed individual or a “sole proprietor” for tax purposes.

3.Or would you need employees? If your business idea would require you to hire employees, be prepared for life to become more complicated. For information on applying for a business license, contact your state’s department of licensing or department of professional regulation. For information on applying for a federal tax identification number and hiring workers,

4.Pay estimated taxes four times a year. To avoid an unexpected doozy of a tax bill after you strike out on your own, get in the habit of filing estimated tax payments by the deadlines established

5.Save for retirement. This may seem like a low priority when you’re struggling to get a business up and running, but it’s important to set aside at least some money for retirement each month. One relatively easy way to do this is to open a simplified employee pension individual retirement account.

6.Think about your work space. When working from home, you ideally should have a separate space for your office. If an entire room isn’t possible, create boundaries for a work area with partitions or drapes. Your work station should be ergonomically sound, which may require an investment in a good chair.

7.Think about child care. If you have children, set rules about when they can and cannot enter your work area and how they should behave there. Come up with a workable child-care system, which may involve hiring a sitter for a few hours a day.

8.Consider installing a separate phone line. A separate phone line may be important so that your phone calls can be answered as professionally as possible, without children crying or dogs barking in the background. Also consider opting for a higher-quality voice-mail system instead of a regular old answering machine.

9.Look like a pro. You’ll want to have a professional-looking Web site with a domain name that corresponds with the name of your business. Also, your business cards and stationery should be on a par with what a large company would use.

10.Be sure you have enough insurance. You’ll need health insurance for yourself and your family and liability insurance for your business. A good way to find relatively reasonable health coverage is through a business or trade organization in your field. At the very least, secure a low-cost catastrophic health insurance plan with a deductible of $2,000 or more.

Online Business for Women

Tuesday, June 28th, 2011

Women who want to enter the business world often want to do so from the comfort of their own homes. After all, women are often more likely to be taking care of children at home, so finding online business ideas for women is quite important. Luckily, there are a variety of highly profitable business ventures that you can start using just your computer, the Internet, and a good idea. Below are some of the best online business ideas for women that you can get started with right away.

Sell Cosmetics Online

Have you ever thought about selling makeup? Chances are, you use it yourself and have likely become somewhat of an expert on it over the years you have spent wearing it and perfecting your methods of applying it. It can be quite easy and highly profitable to start your own business of selling cosmetics online. With a minimum start-up, you can either create your own cosmetics, including things such as soap or body butter, or you can become an affiliate who sells the products of another company. Either of these methods is profitable, but the most profitable is to start your own cosmetics line. It might cost more in the beginning but it is truly one of the best business ideas for women because women are taken more seriously at such methods.

Become a Virtual Assistant

Another fantastic business idea is to become a virtual assistant. You would essentially be working for someone else online, doing the tasks that they are unable to. You can think of it as being a secretary to someone only instead of having to go into the office, you can do it from your living room in your pajamas. This can be a great one of the many business ideas for women if you are able to find the right employer.

Start Your Blogging Career

There is a lot of money to be made simply by starting up a blog. If you are a mother, then you may want to consider starting a parenting-themed blog where you can give parenting advice to other parents. As a woman, you will be taken seriously in a field like this. With a clever name and an interesting angle, you can be pulling in a profit in no time through either offering advertising on your blog or offering an electronic download.

Sell Information

If you have something that you know a lot about, whether it is diet and exercise, cooking, or a specific craft or hobby, you can sell that information online. Create an e-book based around a topic that interests you, and you will be surprised what a little marketing can do to help you sell your informational products.

As you can see, there is a great deal of profitable business ideas for women that you can start on right now. Many of the ideas listed above cost nothing to get started on, such as the idea about starting your own blog. All it takes is a little willpower and you will be working from the comfort of your own home in no time at all, doing what you love to do.