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Home-Based Business Guide

Saturday, April 13th, 2013

1. Devise a plan of attack. Before venturing too far down this path, make absolutely sure a market exists for your product or services. Writing up a business plan can help you determine whether your idea is workable. You should prepare a business plan even if you don’t plan to apply for a loan from a bank or the Small Business Administration. You can visit your local library and check out books about how to write business plans for free.

2. Could you fly solo? If companies in your career field frequently rely on independent contractors to handle certain jobs, perhaps you could become one of those independent contractors and work right out of your home. In that instance, you could do business as a self-employed individual or a “sole proprietor” for tax purposes.

3.Or would you need employees? If your business idea would require you to hire employees, be prepared for life to become more complicated. For information on applying for a business license, contact your state’s department of licensing or department of professional regulation. For information on applying for a federal tax identification number and hiring workers,

4.Pay estimated taxes four times a year. To avoid an unexpected doozy of a tax bill after you strike out on your own, get in the habit of filing estimated tax payments by the deadlines established

5.Save for retirement. This may seem like a low priority when you’re struggling to get a business up and running, but it’s important to set aside at least some money for retirement each month. One relatively easy way to do this is to open a simplified employee pension individual retirement account.

6.Think about your work space. When working from home, you ideally should have a separate space for your office. If an entire room isn’t possible, create boundaries for a work area with partitions or drapes. Your work station should be ergonomically sound, which may require an investment in a good chair.

7.Think about child care. If you have children, set rules about when they can and cannot enter your work area and how they should behave there. Come up with a workable child-care system, which may involve hiring a sitter for a few hours a day.

8.Consider installing a separate phone line. A separate phone line may be important so that your phone calls can be answered as professionally as possible, without children crying or dogs barking in the background. Also consider opting for a higher-quality voice-mail system instead of a regular old answering machine.

9.Look like a pro. You’ll want to have a professional-looking Web site with a domain name that corresponds with the name of your business. Also, your business cards and stationery should be on a par with what a large company would use.

10.Be sure you have enough insurance. You’ll need health insurance for yourself and your family and liability insurance for your business. A good way to find relatively reasonable health coverage is through a business or trade organization in your field. At the very least, secure a low-cost catastrophic health insurance plan with a deductible of $2,000 or more.

For A Business Management Degree

Wednesday, March 13th, 2013

Business management is one of the most popular undergraduate degree programs available. The degree provides a firm base for nearly any leadership role in private corporations, educational institutions or even government departments. They are essential for many higher-level managerial or executive-level positions. The degree is even a good fit for individuals who are entering professions such as teaching, healthcare or engineering, since it indicates that the graduate has a firm and well-rounded understanding of the organizational components of a business. There are several points to understand about a business management degree.

Most programs require four years of study. Students learn technical knowledge and management skills focused on dealing with team members or employees. The technical knowledge covers simple accounting, finance and analysis. Students spend time learning about organizational structure and behavior, basic management techniques and relevant business law. Many classes are dedicated to teaching leadership skills. These include motivational techniques, conflict resolution and workforce development. The combination of business and leadership education creates graduates who are capable of functioning independently as the head of a department or corporation. Graduates can manage budgets, deal with employees and create effective plans for the future.

Many students who pursue a business management degree choose to specialize in one or more areas. There are programs focused on specific industries such as healthcare, information technology or accounting. Some programs include subsets of larger industries, such as early childhood teaching or hospitality. These specializations are useful when a student has a specific career path in mind before graduation. Some careers, like those related to the sciences and engineering, often require specialized degrees because of the unique challenges that are present in the workplace. Although there are specializations available, a generalized degree in management is still desirable in most positions.

After Graduation
Some graduates from business management programs go on to pursue a master of business administration (MBA). An MBA qualifies graduates for the highest leadership positions in the largest companies in the world. An MBA program usually allows a similar specialization to the one chosen for the undergraduate degree. Most individuals work in a profession after graduation for a number of years until promotion into an administrative or leadership role. The skills of the graduate along with specializations or other educational achievements will determine exactly which jobs are available. A graduate could work in a bank, an aerospace firm or even a university as an administrator in the financial aid office. The choice is up to the personal skills and preferences of the individual student.